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Store Credit are not redeemable for cash and cannot be returned for a cash refund (except as required by law); exchanged; resold; used to purchase Gifts or Gift Cards; used for purchases on the Apple Online Store; or used in Apple Retail Stores. Gift Cards and Content Codes can only be used to purchase content from the Services. Unused balances are not transferable. Apple may provide you with information about the redemption status of Store Credit you purchase. Store Credit and Content Codes purchased in New Zealand can only be redeemed into an account in New Zealand. If you choose to delete your Apple ID, you must spend your Account balance prior to closing the account. Apple is not responsible for lost or stolen Store Credit or Content Codes. Risk of loss and title for Store Credit pass to the purchaser upon electronic transmission to the recipient. Risk of loss and title for Content Codes transmitted electronically pass upon electronic transmission from Apple; for avoidance of doubt, such recipient may not always be you. Your account balance represents the balance of all Store Credit that have been redeemed into your account. When you have a Store Credit balance in your account, purchases from the Services will first be deducted from your account. Any unused balance will remain associated with your account. If a purchase exceeds your account balance, you will be asked to pay with another payment method. If your new payment method cannot cover the remaining amount, the transaction will be canceled. Gift voucher will be delivered within 10 to 11 working days.